Comdirect Tagesgeld PLUS
Your flexible savings account with competitive interest
The Comdirect Tagesgeld PLUS is a free savings account with attractive interest rates — your money is available anytime with no lock-in period.
No minimum deposit required. Enjoy promotional interest rates for new customers and the security of German deposit protection up to €100,000.
Manage your savings effortlessly via the Comdirect app or online banking — linked directly to your Girokonto.
Why choose Comdirect Tagesgeld PLUS?
Completely free account management — no monthly fees, no hidden charges, no minimum balance required.
Withdraw your savings at any time — daily access with no notice period and no penalties.
Your savings are protected by the German statutory deposit guarantee scheme (Einlagensicherung) up to €100,000.
Current Interest Rates
Comdirect Tagesgeld PLUS offers competitive interest rates with a special promotional rate for new customers.
Current Interest Rates
- Promotional rate (new customers) Attractive introductory rate for the first months
- Standard rate (after promotional period) Variable rate, adjusted to ECB base rate
- Interest calculation Daily calculation, quarterly payout
- Maximum deposit for promotional rate Check current terms on Comdirect website
Tagesgeld PLUS Features
No minimum deposit
Start saving with any amount — there's no minimum deposit required. Perfect for building an emergency fund or parking surplus cash.
Daily access to your money
Your savings are available at all times. Transfer money to your linked Girokonto instantly — no notice period, no withdrawal fees, no penalties.
German deposit protection
Your deposits are protected by the German statutory deposit guarantee scheme (Einlagensicherung) up to €100,000 per customer. Comdirect is part of Commerzbank AG.
Linked to your Girokonto
Tagesgeld PLUS is linked directly to your Comdirect Girokonto. Transfer money between accounts in seconds via the app or online banking.
Automatic interest payouts
Interest is calculated daily and paid out quarterly. Watch your savings grow with the power of compound interest over time.
Manage everything via app
Check your balance, view interest earned, and transfer money — all from the Comdirect app or online banking. Full control over your savings, anytime, anywhere.
Start saving with competitive interest today
Open your Comdirect Tagesgeld PLUS online in minutes — free account, daily access, and German deposit protection up to €100,000.
Open Tagesgeld PLUS NowHow to Open Tagesgeld PLUS
Open your Tagesgeld PLUS in just a few steps — linked to your Comdirect Girokonto.
Open a Comdirect Girokonto
A Comdirect Girokonto is required as the reference account for Tagesgeld PLUS. If you don't have one yet, you can open it online in just a few minutes.
Apply for Tagesgeld PLUS
Log in to your Comdirect online banking and apply for Tagesgeld PLUS. The activation is usually instant for existing customers.
Complete verification
If you're a new Comdirect customer, complete the VideoIdent identity verification (5-10 minutes). Existing customers can skip this step.
Transfer money
Transfer funds from your Girokonto to your new Tagesgeld PLUS account. There's no minimum deposit — start with any amount.
Earn interest on your savings
Interest is calculated daily and paid out quarterly. Track your interest earnings in the app or online banking.
Withdraw anytime
Need your money? Transfer it back to your Girokonto instantly — no notice period, no fees, no penalties.
Ready to start earning interest?
Open your Comdirect Tagesgeld PLUS online in minutes — free account, no minimum deposit, and your money is always available.
Frequently Asked Questions
Do I need a Comdirect Girokonto to open Tagesgeld PLUS?
Yes, a Comdirect Girokonto is required as the reference account for Tagesgeld PLUS. You can open both accounts together if you don't have a Girokonto yet. The Girokonto is free with active use (e.g., regular salary deposits of €700+/month).
Is there a minimum or maximum deposit?
There is no minimum deposit for Tagesgeld PLUS — you can start saving with any amount. For the promotional interest rate, there may be a maximum deposit limit (check current terms on the Comdirect website). Amounts above the promotional cap earn the standard variable rate.
How is the interest calculated and paid?
Interest is calculated daily based on your account balance and paid out quarterly. This means you benefit from compound interest — earned interest generates additional interest in subsequent quarters.
Can I access my money at any time?
Yes, your money is available 24/7. Transfer funds from Tagesgeld PLUS to your Girokonto at any time with no notice period, no withdrawal fees, and no penalties. Transfers between your linked accounts are processed instantly.
How safe is my money in Tagesgeld PLUS?
Very safe. Your deposits are protected by the German statutory deposit guarantee scheme (Einlagensicherung) up to €100,000 per customer. Comdirect is a brand of Commerzbank AG, one of Germany's largest banks, and a member of the Bundesverband deutscher Banken deposit protection fund.
Are there any fees for Tagesgeld PLUS?
No. Tagesgeld PLUS is completely free — no account management fees, no withdrawal fees, no closing fees. You only need a Comdirect Girokonto as your reference account.
Make your money work for you
Open your Comdirect Tagesgeld PLUS today — competitive interest rates, no fees, daily access, and German deposit protection up to €100,000.
Open Tagesgeld PLUS Now